In Vitro Fertilisation (IVF) – Guide, Costs & Success Rates in India

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written by Philomena Marx27 May 2025
Embryologist monitoring embryo culture in an IVF lab under a microscope

In Vitro Fertilisation (IVF) is the standard high-performance procedure in reproductive medicine when simpler methods are insufficient. This guide explains all the steps, approximate costs in India, success rates, risks and the latest trends—comprehensively and clearly.

Costs & Organisation of IVF in India

A single cycle of IVF typically costs between ₹1,50,000 and ₹2,50,000 in private clinics. Costs vary by city, clinic reputation and included services (medication, monitoring, lab fees).

Government & Insurance Support: There is no universal public funding for IVF. Some state health schemes (e.g. in Tamil Nadu or Delhi) may subsidise infertility treatment; a few corporate or personal health insurance plans cover part of the cost. Always confirm coverage before starting your cycle.

Step by Step: How IVF Works

  1. Ovarian Stimulation: 8–12 days of injectable gonadotrophins, with regular ultrasound scans and blood tests.
  2. Ovulation Trigger: hCG or GnRH-agonist injection 34–36 hours before egg retrieval.
  3. Egg Retrieval: A brief outpatient procedure under sedation, usually lasting 15–20 minutes.
  4. Sperm Preparation: Laboratory processing to select and concentrate motile sperm.
  5. Fertilisation: Conventional IVF or ICSI if sperm quality is poor or previous fertilisation failed.
  6. Embryo Culture: Incubation in a time-lapse incubator up to Day 3 (8-cell) or Day 5 (blastocyst).
  7. Embryo Transfer: Often a single embryo transfer (SET) to minimise the risk of multiple pregnancy.
  8. Luteal Support: Vaginal or oral progesterone support until around 10 weeks’ gestation.
  9. Pregnancy Test: Serum β-hCG test 12–14 days after transfer; confirmation scan after another 7–10 days.
  10. Freeze-All & Cryo-Transfer (optional): All embryos may be frozen if ovarian hyperstimulation syndrome (OHSS) risk or thin endometrium; transfer is scheduled in a later hormone-prepared cycle.

Success Rates of IVF in India

Success rates vary by patient age, cause of infertility and laboratory quality. Typical clinical pregnancy rates per fresh cycle are:

  • < 35 years: 40–45%
  • 35–37 years: 30–35%
  • 38–40 years: 20–25%
  • 41–42 years: 10–15%
  • > 42 years: < 5%

Cumulative live-birth rates (including frozen embryo transfers) for women under 35 can exceed 60%.

Who May Not Be Suitable?

  • Very low ovarian reserve (e.g. AMH < 0.5 ng/ml) and age over 45.
  • Uncontrolled health conditions (e.g. poorly controlled diabetes, thyroid disorders).
  • Severe bleeding or clotting disorders without specialist clearance.

In such situations, pre-IVF optimisation (medical, surgical or lifestyle) is usually recommended.

Tips to Improve Your Chances

  • Maintain healthy BMI, stop smoking, limit alcohol intake and take daily folic acid and vitamin D.
  • Regular moderate exercise and stress management (yoga, mindfulness, counselling).
  • Male partners: 90-day lifestyle changes can improve sperm quality and DNA integrity.
  • Consider supplements such as CoQ10 or DHEA for low responders—only under doctor’s advice.

Latest Advances & Trends

  • AI-Enhanced Embryo Selection: Uses morphokinetic data to rank embryos.
  • Time-Lapse Incubators: Continuous, non-invasive monitoring of embryo development.
  • Preimplantation Genetic Testing (PGT-A/PGT-M): Reduces miscarriage risk in high-risk couples.
  • Natural-Cycle IVF (“Gentle IVF”): Minimal or no stimulation—fewer side-effects.
  • Social Egg Freezing: Freezing eggs ideally before age 35 to preserve fertility potential.

Risks & Side Effects

  • OHSS: Managed by antagonist protocols and freeze-all approach.
  • Multiple Pregnancy: Lowered by single embryo transfer.
  • Long-Term: Slightly increased risks of pre-eclampsia and preterm birth.
  • Psychological: Treatment can be stressful—seek counselling and support groups.
  • Financial: Out-of-pocket expenses for medications, genetic testing and extra cryo-cycles.

Legal & Regulatory Aspects in India

  • ICMR Guidelines: All ART clinics and gamete banks must comply with the ICMR’s “National Guidelines for Accreditation, Supervision & Regulation of ART Clinics & Banks” (2017).
  • ART Regulation Act 2021: The Assisted Reproductive Technology (Regulation) Act, 2021 established a national registry and oversight authority—implementation is underway.
  • Surrogacy Act 2018: Commercial surrogacy is banned; only altruistic surrogacy is permitted under strict conditions.
  • Embryo Research: Research and storage of human embryos is limited to 14 days under ICMR approval.

Fertilisation Methods at a Glance

  • ICI / IVI – Home Insemination
    Sperm placed near the cervix using a syringe or cup. Suitable for mild fertility issues or donor sperm; lowest cost and private.
  • IUI – Intrauterine Insemination
    Prepared sperm introduced into the uterus via catheter. Suited for moderate male-factor infertility; moderate cost.
  • IVF – In Vitro Fertilisation
    Eggs and sperm combined in a lab. Standard for tubal block, endometriosis or failed IUI; higher success rates at higher cost.
  • ICSI – Intracytoplasmic Sperm Injection
    A single sperm injected into an egg. Used in severe male-factor cases; greatest precision and cost.

Scientific Sources & Guidelines

Conclusion: IVF – Advanced Option with Realistic Chances

Thanks to modern laboratory techniques, personalised stimulation protocols and AI-assisted embryo selection, In Vitro Fertilisation now achieves clinical pregnancy rates up to 45% per cycle in younger patients and cumulative live-birth rates over 60%. Transparent discussion of costs, risks and emotional aspects—combined with professional and psychosocial support—lays the groundwork for a successful journey to parenthood in India.

Frequently Asked Questions (FAQ)